Worldwide Specialty Crew is a worldwide health insurance for maritime crews and employers.
Worldwide Specialty Crew offers unlimited annual and lifetime medical maximum. However, it is a medically underwritten insurance plan and is not compliant with the U.S. Affordable Care Act (PPACA).
Pre-existing conditions exclusion can be reduced or waived with proof of prior creditable insurance.
There are no pre-certification penalties as it is not required, and there is no limit on time spent in or outside the U.S.
Within the U.S., Worldwide Specialty Crew insurance participates in BlueCross BlueShield PPO network, which is very well accepted across the U.S.
Preventive services have no waiting period and there are no sub-limits. Additionally, the deductible is waived with office visits.
Worldwide Specialty Crew offers a range of deductibles. The chosen deductible doubles while visiting a provider outside the PPO network in the US, but is reduced by 50% outside of the U.S.
Worldwide Specialty Crew allows you to make monthly payments.
Due to the nature of people insured in Worldwide Specialty Crew, sailboat racing, alcohol, and terrorist related injuries are covered under the plan.
For those residing in Schengen countries, Worldwide Specialty Crew fully meets the requirements of Schengen visa insurance.
Worldwide Specialty Crew is underwritten by 4 Ever Life International Limited, rated A- "Excellent" by A.M. Best.
Worldwide Specialty Crew will cover COVID-19 (coronavirus) treatment just like any other new medical condition that occurs after the effective date of the policy.
